RatioTech is a financial technology platform that helps B2B software companies offer customers more flexible payment options while still getting paid upfront. Many business customers prefer to pay for software in installments, while vendors usually want immediate payment to protect their cash flow and revenue targets. RatioTech solves this by using data and AI to assess each deal, offer payment terms based on the buyer’s risk profile, and manage the full sales process from quoting and approvals to contracts, invoicing, and follow-ups. This helps software vendors close more deals, reduce unnecessary discounts, and give customers a smoother buying experience.